Auto & Vehicle Calculators
Calculate car affordability, total 5-year ownership cost, monthly fuel costs, EV vs petrol savings, and vehicle depreciation curves.
Car Affordability Calculator
Calculate maximum vehicle price based on income, debt obligations, down payment, and 15% budget cap.
Car Ownership Cost Calculator
Calculate total 5-year Cost of Ownership (TCO) including loan financing, insurance, fuel, and maintenance.
Fuel Cost Calculator
Estimate monthly and annual fuel expenses based on driving distance, fuel price, and efficiency.
EV vs Petrol Calculator
Compare electric vehicle charging costs against gasoline/petrol fuel expenses to find multi-year net savings.
Car Depreciation Calculator
Project future vehicle resale market value and year-by-year value loss.
Auto Finance FAQ
What is the 15% Car Budget Rule?↓
The 15% rule recommends keeping total monthly vehicle expenses (loan payment, insurance, fuel, maintenance) below 15% of your gross monthly income.
Why does total cost of ownership matter?↓
The purchase price or loan payment is only a fraction of car ownership. Insurance, fuel, and maintenance often add 40% to 50% on top of your monthly payment.