Home & Housing Calculators
Evaluate 10-year rent vs buy costs, calculate maximum home purchase affordability, test rent budget caps, and estimate total relocation moving expenses.
Rent vs Buy Calculator
Compare 10-year total renting costs against net homeownership costs (mortgage, taxes, maintenance minus equity).
Home Affordability Calculator
Calculate maximum home purchase price and mortgage capacity based on income, debt, and down payment.
Rent Affordability Calculator
Determine recommended monthly rent budget based on gross income and the 30% housing rule.
Moving Cost Calculator
Estimate total relocation costs based on distance, home size, packing services, and storage fees.
Home & Housing FAQ
When is buying a home better than renting?↓
Buying is generally better if you plan to stay in the home for 5-7+ years, allowing home equity accumulation and 3% annual appreciation to offset closing costs and interest.
What is the 28/36 DTI rule for home affordability?↓
Lenders cap monthly mortgage housing payments at 28% of gross monthly income, and total debt payments (mortgage + student loans + car loans) at 36%.