Loans & Mortgage Calculators
Free online loan calculators to calculate monthly EMI, compare interest rates, estimate mortgage PITI, extra payment savings, and loan payoff timelines.
EMI Calculator
Calculate Equated Monthly Installments, interest breakdown, and amortization schedule.
Mortgage Calculator
Estimate full PITI monthly payment including principal, interest, taxes, and insurance.
General Loan Calculator
Standard loan repayment calculator for fixed-rate commercial or personal borrowing.
Personal Loan Calculator
Calculate monthly payments for debt consolidation, travel, or unexpected expenses.
Car Loan Calculator
Factor down payment, trade-in value, and interest rate for vehicle financing.
Student Loan Calculator
Estimate student loan repayment terms, interest capitalization, and monthly cost.
Home Loan Calculator
Calculate long-term housing loan payments, total interest cost, and equity curve.
Loan Comparison
Compare two loan options side-by-side to find the lowest interest and monthly cost.
Extra Payment Calculator
See how making extra principal payments shaves years and thousands in interest.
Loan Payoff Calculator
Calculate debt-free timeline and accelerated payoff schedule.
Loans FAQ
What is EMI and how is it calculated?↓
EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each month. It is calculated using reducing balance interest math.
How do extra payments reduce loan interest?↓
Extra payments go 100% directly toward reducing principal balance. Because interest is charged on remaining principal, reducing principal early lowers interest accrued in all future months.